Amrho Group

Lay-Bye Holidays®

Book your holiday today. Pay for it interest-free.

Amrho is the pioneer and home of Lay-Bye Holidays®. Buy a travel package at today's price with a deposit, pay the rest in equal interest-free monthly instalments, and travel once it is fully paid.

How it works

Four steps to your holiday

Lay-Bye Holidays® is available on selected packages. Ask us which packages qualify when you enquire.

01

Choose a package

Pick a package and travel date, and we confirm the price and payment plan.

02

Pay a 20% deposit

Your Lay-Bye contract becomes active once the deposit clears in our account. The deposit is non-refundable.

03

Pay monthly, interest-free

At least four equal monthly instalments at 0% interest.

04

Final payment, then travel

The last instalment is due 60 days before departure. Then your package is yours.

Ways to pay

  • Cash
  • Electronic funds transfer (EFT)
  • Bank debit order (South African residents and companies with a South African bank account)

Lay-Bye instalments cannot be paid by credit card.

Good to know

  • Lay-Bye contracts follow Amrho's standard terms and conditions and, where applicable, the Consumer Protection Act.
  • Cancellation penalties range from 20% to 100%, depending on how close to departure you cancel and the costs already incurred. Each package's cancellation policy is given at the time of sale.
  • Lay-Bye Holidays® are sold directly by Amrho and through approved independent travel consultants and agents.

Trade partners

Sell Lay-Bye Holidays®

We work with independent consultants and travel agents who sell Lay-Bye Holidays® on commission, with training and sales manuals provided.

  • Travel & tourism students and school leavers with a passion for tourism
  • Qualified travel & tourism consultants
  • Travel agents, both IATA and non-IATA accredited

Apply as a trade partner

Wooden walkway over turquoise water

Ready to start paying off your holiday?

Browse packages